Real coverage, approved on health questions alone — often in minutes.
No-exam term skips the blood draw and physical. Coverage is approved based on health questions and instant data checks, so qualified applicants can be approved in minutes instead of weeks. For reasonably healthy buyers who want speed, it's hard to beat.
Many applicants get a decision the same day, no exam required.
Apply online, sign electronically, and you're covered.
No-exam rates have come down sharply as carriers use real-time data.
Get your quote in seconds, or talk to Daniel. No cost either way.